By Jen Wieczner; MarketWatch ~ Sep 27, 2013
1. “You might want to avoid signing up on Day One.”
In the offices of certain government officials and health insurance companies, a ticking countdown to a specific date has been posted on the walls for months: Oct. 1. That’s the day of the official ribbon-cutting for the exchanges created by the Affordable Care Act (commonly called Obamacare), when A